REAL FIDUCIARY™ PRACTICES

Polero Advisers commits to a high code of professional conduct. 

As part of that commitment, the Adviser subscribes to The Institute of the Fiduciary Standard's Real Fiduciary™ Practices.  An explanation of these Practices is provided below.

The Institute for the Fiduciary Standard’s Real Fiduciary™ Practices describe how conscientious and competent advisors serve clients today. They reflect principles that underlie fiduciary law and focus on the three overriding advisory duties of Loyalty, Due Care and Utmost Good Faith.

DEMONSTRATE LOYALTY

1. Act as a fiduciary at all times. Affirm this commitment to the client in writing.

2. Decline any sales-related compensation.

3. Avoid conflicts of interest.

4. Mitigate unavoidable conflicts.

ACT WITH DUE CARE

5. Maintain professional knowledge and competence.

6. Explain agreements and disclosures clearly and truthfully, both orally and in writing.

7. Establish and document a reasonable basis for advice.

8. Follow and document a prudent due diligence process for rendering investment advice.

ACT IN UTMOST GOOD FAITH

9. Decline gifts or entertainment or other benefits unless minimal in value, occasional in frequency, and consistent with your firm's gift and vendor relation policies.

10. Charge reasonable fees and incur reasonable investment costs. Disclose and fully explain.